US buyers can get French mortgages

Yes Americans can get mortgages to buy property in France, even if you’re a US resident.

Depending on which part of France you’re looking to buy in, and how much you’re looking to borrow, will determine which lenders will be able to help. (In this case, the more you’re looking to borrow the more options are available).

Typically American buyers should assume a 50% down payment. The options available vary between a 50% deposit and 50% mortgage, to a 100% mortgage, but with a 50% investment, and then any variation between these two options. (For example, 90% mortgage, 10% deposit & 40% investment with the bank).

There are quite a few lenders available, so you can choose the structure and terms that suit you best.

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