US buyers can get French mortgages
Yes Americans can get mortgages to buy property in France, even if you’re a US resident.
Depending on which part of France you’re looking to buy in, and how much you’re looking to borrow, will determine which lenders will be able to help. (In this case, the more you’re looking to borrow the more options are available).
Typically American buyers should assume a 50% down payment. The options available vary between a 50% deposit and 50% mortgage, to a 100% mortgage, but with a 50% investment, and then any variation between these two options. (For example, 90% mortgage, 10% deposit & 40% investment with the bank).
There are quite a few lenders available, so you can choose the structure and terms that suit you best.
Learn moreOur French Mortgage Services
- French Main Residence Mortgages
- French Holiday Home & Second Home Mortgages
- French Buy to Let Investment Property Mortgages
- Para Hotelier Mortgages
- French Self Build Mortgages
- Design & Build French Mortgages
- French Interest Only Mortgages
- High Net Worth (HNW & UHNW) French Mortgages
- French Mortgages for Self Employed and Freelancers
- French Mortgages for Company Directors and Owners
- French Private Bank Mortgages
- Expat French Mortgages
- French Mortgages for French Leasebacks
- Large French Mortgages
- New Build (Off Plan) French Mortgages
- French Mortgages for LLP Partnership Status (Doctors, Lawyers, Fund Managers, etc)
- French Mortgages for Renovations & Extensions
- French Post Finance Mortgages
- French Refinance Mortgages
- French Equity Release Mortgages
- French Mortgages for American Buyers
- French Mortgages for those working Offshore
- French Mortgages for those working on Yachts
- Buying through a French Company
- Mortgages for a French Chateau or Castle
- Mortgages for a French Vineyard
- Mortgages for French Wealth Tax
- French Bridging Finance
- Lombard Loans & Back to Back Mortgages
