US buyers can get French mortgages

Yes Americans can get mortgages to buy property in France, even if you’re a US resident.

Depending on which part of France you’re looking to buy in, and how much you’re looking to borrow, will determine which lenders will be able to help. (In this case, the more you’re looking to borrow the more options are available).

Typically American buyers can assume to be able to apply for a 50% to 75% mortgage. You can buy in either your own name or set up a French company to own the property.

There are quite a few lenders available for American buyers, so you can choose the structure and terms that suit you best.

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