French mortgages to Design and Build your dream home

Looking to either build your own home, or build an extension, then the cost of these works, and the land, can be covered with a mortgage.

Instructing a professional architect or a specialist Design & Build construction firm to deal with the build on your behalf, can often cost less than trying to self build or self manage, and will almost certainly save you time.

These specialists are normally able to provide a detailed breakdown of all the costs, details of all the trades involved if any work is outsourced, and insurance cover. All this information is usually supplied in a pack, which is simple for the bank to understand, and forms part of your mortgage application.

Once the property has been delivered, if you intend to rent it when you’re not using the property, then you could potentially reclaim the VAT elements of the build costs, as a lump sum rebate.
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