What is a Lombard Loan?

Sometimes it can be more advantageous to use different types of financing. If you have a share portfolio, or a large amount of cash that you want to hang on to, then a Lombard Loan can be a very attractive option.

With a French Lombard Loan, the bank will take a charge against your share portfolio or cash, and issue you a loan that you can use to buy a property, instead of using a mortgage. Your share portfolio would not be impacted, and you would not have to sell any shares. The interest rate on the loan would be far lower than you would get on a mortgage, and this facility would only take a few days to arrange.

If your share portfolio or cash deposit is large enough, then the Lombard Loan could be enough to pay for your property purchase in full.

Learn more