French Holiday Home & Second Home Mortgages

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French Holiday Home Mortgages

Escape to your dream French holiday home with ease! Whether it’s a cosy chalet in the Alps or a serene villa by the Riviera’s coastline, owning a second home in France can greatly enhance your quality of life.

Living the French Dream:Β 

France is renowned for its slower pace and appreciation for the finer things: delicious food, exquisite wine, and quality time with family and friends. Owning a second home there puts you right at the heart of this lifestyle.

Financing Your French Retreat

Getting a French mortgage for your holiday home depends on your income. Lenders need to assess your ability to comfortably manage existing mortgages, personal loans, car loans, and child maintenance costs in addition to your new French mortgage.

Tailored Solutions for You:

Different banks have different affordability calculations and approaches to income types such as dividends, rentals, and investments. We’ll match you with lenders that best fit your financial profile.

Boost Your Investment

Some regions in France offer attractive tax incentives for short-term weekly holiday lets. You can claim tax-free rental income and a 20% tax rebate purchases for new developments. Discover more about these incentives and their benefits in our dedicated Para-Hotelier page.

Start Planning Your French Escape Today:

Enquire now to schedule your FREE consultation with our international mortgage specialists. They’ll create a personalised quote based on your budget and property preferences.

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