Self Employed Mortgage in France

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Getting a self employed mortgage in France

Owning property in France isn’t just for those with a traditional payslip. For self-employed individuals, securing a mortgage means showing your income stability. Here’s what you need to know:

  • Proving Income Stability: Banks typically review your past three years’ business accounts to understand your average profits, ensuring you can manage mortgage repayments.
  • Consistency Matters: Showing a steady income over the past three years gives lenders confidence in your application. Demonstrating a consistent financial track record is essential.
  • Two Years with Explanation: If you don’t have a full three years of accounts, providing a clear and compelling explanation could still work, especially if your financial situation has a valid reason.

Expert Guidance for Your Unique Situation

You’re not alone in this journey! Our team specialises in understanding the unique challenges faced with a self employed mortgage.. We’ll guide you through the French mortgage landscape, ensuring you find the perfect loan to turn your French dream into reality.

Ready to start your French adventure? Contact us today for a FREE consultation. Your dream property in France awaits, and we’re here to help make it happen.

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