Interest Only mortgages in France

Interest only mortgages are available in France. They are not common, as most French people prefer capital repayment, but it is definitely possible to get a mortgage that is either partially or fully interest only.

Typically interest only mortgages have terms of 14 – 15 years with French banks, and 5 – 10 years with the international private banks. Loan to values can be as much as 75% of the purchase price.

Depending on the value of the property, there could potentially be some tax advantages in having an interest only mortgage, in relation to the French Wealth Tax.

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