New Build Mortgage in France (Off Plan)

New Build Mortgages in France: Your Guide to Financing Your Dream Property

Looking to buy a new house in France? Securing a mortgage for a new build might seem daunting, but with the right guidance, it can be a smooth process. At Worldwide Property Co, we specialise in helping non-residents navigate the intricacies of purchasing property overseas, including France.

How to Buy a New House in France?

Buying a property off-plan is a common practice in France. The process is regulated to protect buyers’ deposits and ensure developers are financially sound. Once you’ve reserved your property, the French mortgage will finance the purchase. As construction progresses, the bank will release funds in stages to the developer until the property is delivered.

Is It Easy to Get a New Build Mortgage in France?

Obtaining a mortgage for a new build in France is straightforward with the right support. Our team assists clients in finding suitable lenders and navigating the application process, ensuring a seamless experience from start to finish.

What Is the Minimum Deposit for a French New Build Mortgage?

The minimum deposit for a French new build mortgage typically starts at 15%, although it can vary based on factors such as the lender and the applicant’s financial situation. This deposit ensures commitment from the buyer and mitigates risk for the lender.

Can I Buy a New Build in France with No Deposit?

While it’s uncommon to purchase a new build in France without a deposit, there are financing options available that require minimal upfront payment. Our experts can advise you on the best approach based on your circumstances, ensuring you make informed decisions every step of the way.

Helping You Find Your Perfect New Build Property

At Worldwide Property Co, we specialise in international property transactions, ensuring your ownership goals in France and beyond are achieved.

• Expertise in global property finance: Benefit from our extensive experience in navigating complex financial transactions.
• Personalised guidance: Receive tailored support throughout the buying process.
• Access to trusted networks: Gain access to our wide network of lenders and developers.
• Transparent, efficient service: Enjoy a seamless experience with our transparent processes.

Ready to own your dream property in France? Contact us today and book your FREE consultation to explore our new build mortgage solutions confidently.