Bridging Loans For French Properties & Developments

French Bridging Loans for Properties and Developments in France

French bridging loans offer a flexible solution for individuals and developers seeking short-term financing for property ventures in France. At Worldwide Property Co, we understand the intricate nature of international property transactions. That’s why we specialise in providing tailored financial solutions to non-residents looking to invest in the French real estate market.

Before we delve into the details it’s important to note that we can only arrange bridging loans for properties currently valued at €1.5m with a 50% LTV ratio, resulting in a minimum bridging loan amount of €750k. 

Do Bridging Loans Exist in France?

Yes, they do. Bridging loans in France function similarly to those in other countries. They offer interim financing to cover property costs until a traditional mortgage can be secured or the property is sold. This financial tool is particularly advantageous for property developers navigating complex projects or individual property owners seeking temporary liquidity.

How French Bridging Finance Works

French Bridging Finance provides short-term funding typically ranging from 3 months to 3 years. This financing option can be utilised during property purchases or to release equity from existing properties. With security options extending beyond the property itself to include additional assets such as other properties in France or abroad, equities, or other investments, borrowers have the flexibility they need to navigate their financial goals confidently.

Can I Borrow Money Against My House in France?

Absolutely. Borrowing money against your property in France is indeed possible. With French Bridging Finance, individuals can leverage up to 60% of the property’s value as collateral. This form of financing allows property owners to tap into the equity of their assets for various purposes, whether it’s to fund renovations, consolidate debts, or seize investment opportunities.

Is There an Equity Release Scheme in France?

While France may not have a traditional equity release scheme, our Equity Release mortgages in France offer a similar avenue for homeowners to access the equity tied up in their properties. By leveraging the value of your home, you can unlock capital for your financial needs, all while retaining the right to live in your property.

For more detailed information on French equity release mortgages, please visit our dedicated page by clicking the button below.

Unlock Your Property’s Potential with Worldwide Property Co

At Worldwide Property Co, we’re dedicated to empowering our clients with the financial tools and guidance needed to make their international property aspirations a reality. Whether you’re a seasoned developer embarking on a new project or an individual homeowner seeking financial flexibility, our team of expert mortgage brokers and buyer’s agents are here to support you every step of the way.

Contact us today to explore bespoke mortgage solutions tailored to your unique needs and embark on your journey towards property ownership in France with confidence.