Large Mortgages in France

Large French mortgages

Enter the world of large mortgages for non-residents investing in French real estate with Worldwide Property Co. Whether you dream of a luxurious villa on the French Riviera or a prestigious chalet in the French Alps, our international mortgage brokerage services are tailored to fulfil your aspirations.

How Big a Mortgage Can I Get in France?

In France, the size of your mortgage depends on various factors, including your financial situation and the lending institution. While most high street banks typically cap mortgages at €800,000, we work with specialist lenders who can provide financing ranging from €200,000 to as high as €12 million.

Can I Get a 100% Mortgage in France?

Yes, you can! French private banks offer 100% mortgages, often requiring a 30% investment with the bank. This structure not only enables you to secure the property without a significant upfront deposit but also helps in mitigating the French Wealth Tax. Additionally, international private banks in Monaco, Switzerland, and Luxembourg also provide 100% financing options, although they may require a higher initial investment.

What Is the Longest Mortgage Term in France?

Typically, French private banks offer mortgage terms ranging from 20 to 25 years, allowing for manageable monthly payments. Some lenders even extend the term up to 30 years, providing flexibility and peace of mind for long-term investments.

How We Can Help with Large French Mortgages:

At Worldwide Property Co, we specialise in tailored solutions for securing large mortgages in France. Our team guides you through financing options aligned with your unique needs and investment goals. With a vast network of lenders worldwide, we provide exclusive financing opportunities. Our experienced professionals ensure informed decisions at every step. From application to closing, we streamline the mortgage process for you.

Get Started Today:

Ready to take the next step towards owning your dream property in France? Contact us now to schedule your FREE consultation and begin your French property journey.