Investing in Property in Biarritz and South West France

Why Biarritz & South West France?

  • Sun, Surf, and More: Immerse yourself in a region known for stunning beaches, world-class surfing, national rugby, picturesque golf courses and vibrant Basque culture. Indulge in delectable cuisine and explore nearby gems like St. Sebastian, Bordeaux vineyards and the Pyrenean ski slopes.
  • Easy Access and Growing Appeal: Enjoy convenient connections to Paris via a high-speed train and affordable flights from Europe. This increasingly popular region offers excellent investment potential, particularly during the bustling summer months.

Investment Highlights:

  • Popular Towns: Discover charming towns like Biarritz, Anglet, St Jean de Luz and Hossegor, each with its unique character and attractions.
  • Diverse Lending Landscape: While some areas, like Biarritz and St Jean de Luz, see higher property prices and limited bank coverage compared to other French regions, a range of options still exists, including local and national banks, private French banks and a select few international private banks.
  • Financing Options for International Buyers:  Access mortgages covering up to 85% of the purchase price, with the option to fix interest rates for up to 25 years. For mortgages up to 100%, you’ll need to be willing to place funds with a private bank.
  • Flexible Loan Amounts: Mortgages start at €200,000, with no upper limit, catering to diverse investment aspirations.

Does this region spark inspiration for you? Enquire now and claim your FREE consultation with our mortgage specialists.

Make an Enquiry

French Mortgages by Region


In France, most of the banks are regional, not national. Even some large banks like Credit Agricole, have offices throughout France, but the branches of each region act independently of each other. As a result, there are different mortgage products available in each Region.

Enquire Now



Or Call
+44 (0)207 193 7030